Goal-Based Investing for Goal-Based Lives

Traditional financial and investment planning is oftentimes "one dimensional" and insufficient for those with multiple goals and investment objectives. A goal-based approach brings clarity to your entire wealth, and increases the chances of meeting each one of your priorities.


The Art of “De-Cumulation”

Today, the greatest fear about retirement is outliving our savings and investments. This isn't surprising as the shift from retirement account "accumulation" to "de-cumulation" can be challenging.

Do You Have Employer Stock in Your Retirement Plan?

Many employees include employer stock in their qualified plan. With proper planning, you can reduce the amount of taxes you pay when it comes time to distribute.

Should You Sell Your Business to Your Employees?

As they plan for their retirement, most owners will need to sell their business or professional practice. It is possible that your buyer already works for you. But is the best option?  Before deciding, owners should consider whether or not an employee buy-out is in their best interest.  Different lenders will have different expectations and … Continue reading Should You Sell Your Business to Your Employees?

Evaluating an Early Retirement Offer

A Severance Package should be a part of any wealth planning. Before accepting it, you should have a basic understanding of what a severance package is, and a clear knowledge of how it can impact your financial future.

Where Does My Business Value Fit?

Have you included your business in your "total portfolio"? If not, you could be carrying too much risk.  • It isn't enough just to know how much your business is worth. Owners should also know how this value fits in with the rest of their investments.  • Usually, a business is considered a "higher risk" than other … Continue reading Where Does My Business Value Fit?