Should You Sell Your Business to Your Employees?

As they plan for their retirement, most owners will need to sell their business or professional practice. It is possible that your buyer already works for you. But is the best option?  Before deciding, owners should consider whether or not an employee buy-out is in their best interest.  Different lenders will have different expectations and … Continue reading Should You Sell Your Business to Your Employees?


Evaluating an Early Retirement Offer

A Severance Package should be a part of any wealth planning. Before accepting it, you should have a basic understanding of what a severance package is, and a clear knowledge of how it can impact your financial future.

Where Does My Business Value Fit?

Have you included your business in your "total portfolio"? If not, you could be carrying too much risk.  • It isn't enough just to know how much your business is worth. Owners should also know how this value fits in with the rest of their investments.  • Usually, a business is considered a "higher risk" than other … Continue reading Where Does My Business Value Fit?

Tax Cuts & Jobs Act: New Rules for Roth

It is important to understand how the new tax laws are impacting your retirement planning, especially when making a Roth conversion.

Tax Cuts and Job Act: A Brief Look

The Tax Cut and Jobs Act of 2017 is now in place. And while the act falls short of the reform proponents had sought, it does provide a number of changes that will require pro-active tax planning for 2018. First and foremost, the corporate tax rate has been reduced from 35% to 21%. And unlike … Continue reading Tax Cuts and Job Act: A Brief Look

Women: Moving Forward Financially After the Loss of a Spouse

Becoming a widow at any age can be a difficult challenge for a woman. Not only is there the emotional loss of a husband, but also the task of handling ... everything ... including all of the finances.

Convert Your Business Loss to a Roth IRA

A bad business year can be rough weather. However, with careful planning these losses will not only produce a tax break, but could provide you with a way to make a tax-free Roth IRA conversion.